What Our Legal Policy Actually Covers
Our legal policy governs how your account is opened, maintained and closed, what data we hold about you, and how disputes are handled. Eligibility to hold an account and use features such as deposits via DANA, OVO, GoPay and QRIS depends on local law in your
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region. We do not make eligibility decisions unilaterally — if a feature is unavailable in your area, we display a clear notification inside your account dashboard rather than silently removing access. All contractual terms are written in plain language, and amendments are communicated at least 14
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days before they take effect. You can request a copy of the current terms at any time through our live chat channel, which runs 24 hours a day, seven days a week. Where a clause conflicts with mandatory local law in Indonesia, the local law takes
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precedence.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.